Home Equity

There is likely something you need right now - a new car, roof repair, additional bedroom or perhaps a long overdue vacation. As the owner of a home with equity, you have the resource you need to fund these purchases.

A home equity loan is an excellent way for homeowners to access money for large expenses immediately and pay for them over a period of time. Also, the line can be used and repaid as many times as you like for the life of the loan. A line of credit is also a great ready-to-use safety net for financial emergencies. At First Bank, designing our products around your needs is one of our primary objectives. To meet this goal, you can access your line via online banking, a custom check, or by calling any of our branches.

The equity in your home is used to secure the loan and the interest on a home equity line may be tax deductible.*