Visa® Credit Card1

With world-wide acceptance, convenient on-line access to your account, and First Bank's elite customer service, can there be any choice other than a First Bank Visa Credit Card? To apply simply stop in any of our branches and fill out a short application. The approval process takes minutes, and you will receive your card within 5 to 7 business days.

With a First Bank Visa Credit Card, you are automatically enrolled in the Score Card rewards program. For every credit card purchase, you earn valuable bonus points that may be redeemed for brand-name merchandise and exciting travel awards. Earning points is easy. To check your point total, see a complete list of awards, and redeem bonus points for gifts or travel, visit Multiple credit cards can be linked for even more earning power.
  • Competitive annual percentage rate
  • Make payments or inquiries at any of our branches
  • View accounts and make payments online
  • Local customer service with 24 hour account access.
  • To report a lost or stolen Visa Credit card please call 1-800-423-7503

ATM/Debit Card1

First Bank offers the VISA Check Card which operates as two cards in one. Qualifying customers will be afforded many options for daily purchases. You can pay for good or services wherever you see the VISA logo displayed and transactions will be automatically deducted from your checking account and appear on your monthly statement. You can also use your card as an ATM card to withdraw cash2.

You also have the option to walk out of a branch with your VISA debit card the same day with our Instant-Issue ATM/Debit Card. This eliminates waiting for your card in the mail and provides immediate access to your account. We can create your custom card within minutes. With over 20 designs to choose from, you're sure to find the one that's right for you. 

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call

Allpoint ATM Network3

We are a proud member of the Allpoint Network, providing access to over 55,000 surcharge-free ATMs at your favorite retail location. Get cash at the convenient location nearest you as often as you like; it's all surcharge-free.  Find Allpoint locations near you on our Branch & ATM Locator page. 

Subject to credit approval. 2 Fees may apply when using non-First Bank of Dalton/Calhoun ATMs.  3Third party operators may impose a fee.