1. Offer expires March 31, 2026. The Annual Percentage Yield (APY) of 4.00% for the 6 – month CD is accurate as of 2/13/2026 and is only available at the Wellington Branch, located at 11924 W Forest Hill Boulevard, Suite 19 Wellington, FL 33414. To earn the stated APY a new or existing checking account is required. The minimum deposit to open and earn interest for the 6 - month CD once all criteria are met is $5,000.00 of new-to-First Bank funds. Withdrawal of interest may reduce APY. Fees may reduce earnings. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew at the corresponding CD product at the current rate in effect at that time. Member FDIC.

2. The Annual Percentage Yield (APY) of 3.00% is accurate as of 1/28/2026, rates are guaranteed for 90 days from account opening date. After 90 days rates may change at any time after the account is opened, without notice. $1,000.00 minimum deposit required to open the High Yield Savings Account. To earn the advertised rate, funds to open the account must be New-to-First Bank money; funds transferred or withdrawn from an existing First Bank account and redeposited in the new account are not considered New-to-First Bank funds. First Bank reserves the right to limit the number of accounts opened. Balances of $0.01 to $24,999.99 earn an interest rate and APY of 0.00%. Balances $25,000.00 & above earn 2.96% interest rate with an APY range of 3.00%. During any statement cycle you may not make more than 6 (six) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or similar order. Fees may reduce earnings. This offer may be extended, modified, or discontinued at any time.