Earn More With Guaranteed Returns
Whether you're looking for short-term flexibility or a longer-term opportunity to maximize your earnings, our CD options are designed to fit your goals.
4.25% APY* | 18-Month CD
4.10% APY* | 12-Month CD
4.00% APY* | 7-Month CD
$10,000 to open and earn
New-to-Bank funds required.
Pair Your CD with Smarter Banking Solutions
Personal Checking
Explore options and choose the First Bank checking account that suits your personal lifestyle.
Personal Savings
There’s more than one way to save. See First Bank’s personal savings accounts and start saving your way.
Personal Lending
Work with a caring lender to find the loans you need to support your life goals – for home, auto and more.
Looking for more
ways to save?
High Yield Savings Account
Earn
3.00% APY1
with a balance of $2,500 or more
No Monthly Maintenance Fees
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Get the First Bank mobile app now – on Google Play or Apple. Start banking on the go!
* The Annual Percentage Yield (APY) of 4.25% for the 18-Month CD, 4.10% for the 12-Month CD, and 4.00% for the 7-Month CD are accurate as of 10/20/2026. A minimum deposit of $10,000 is required to open the 7-Month, 12-Month, and 18-Month CDs and obtain the stated APYs. Opening deposits must be new-to-First Bank funds; transfers or withdrawals from an existing First Bank account that are redeposited into the new account do not qualify. Withdrawal of interest may reduce earnings. Fees may reduce earnings. An early withdrawal penalty will apply. At maturity, the CD will automatically renew into the corresponding CD product at the rate in effect at that time. Offer may be extended, modified, or discontinued at any time.
1 The Annual Percentage Yield (APY) of 3.00% is accurate as of 10/20/2026 and is subject to change at any time without notice. Balances from $1.00 to $2,499.99 earn an interest rate of 0.00% with an APY of 0.00%. Balances of $2,500.00 and above earn an interest rate of 2.96% with an APY of 3.00%. A minimum deposit of $1,000.00 is required to open a High Yield Savings Account. To earn the advertised rate, opening deposits must be New to First Bank funds; transfers or withdrawals from an existing First Bank account that are redeposited into the new account do not qualify. First Bank reserves the right to limit the number of accounts opened. During any statement cycle, you may not make more than six (6) withdrawals or transfers to another account or to a third party by means of a preauthorized or similar order. Fees may reduce earnings. This offer may be extended, modified, or discontinued at any time.
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