1 The Annual Percentage Yield (APY) of 4.35% is accurate as of 6/30/2025 and is only available at the Oceanport Branch, located at 700 Oceanport Ave, Oceanport, NJ 07757 or online. Interest rate and APY may change at any time without notice. A $1,000.00 minimum deposit is required to open the Grand Opening Money Market Account. To earn the advertised APY, funds to open the account must be New-to-First Bank money; funds transferred or withdrawn from an existing First Bank account and redeposited in the new account are not considered New-to-First Bank funds. First Bank reserves the right to limit the number of accounts opened. Balances of $100,000.00 & above earn 4.26% interest rate with an APY 4.35%. Balances below $100,000.00 will earn an interest rate of 0.00% and an APY of 0.00%. During any statement cycle you may not make more than 6 (six) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or similar order. Fees may reduce earnings. This offer may be extended, modified, or discontinued at any time. 

2 The Annual Percentage Yield (APY) of 4.25% for the 13 – month CD is accurate as of 6/30/2025. To earn the stated APYs a minimum deposit and balance of $2,500.00 of new-to-First Bank funds is required. Withdrawal of interest may reduce APY. Fees may reduce earnings. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time.  

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